Financial Information

At Heritage Dental, we believe exceptional dentistry should never feel out of reach. That’s why we’ve created a financial experience that is clear, supportive, and centered entirely around you.

Whether you’re exploring treatment options or planning your next visit, our team is here to help you move forward with confidence.

Why We Are a Fee-for-Service Dental Office

Care Without Compromise

At Heritage Dental, everything we do begins with one simple belief: you deserve dentistry that is built around what’s best for you — not what an insurance company allows.

For many patients, navigating the financial side of dental care can feel overwhelming or even discouraging. We understand that. And more importantly, we’ve intentionally built a different kind of experience — one that puts your health, your goals, and your peace of mind first.

Here’s why this matters for you:

✔ Treatment recommendations based on your needs — not insurance limitations
✔ High-quality materials and advanced technology
✔ More time with your provider, never rushed
✔ Long-term, comprehensive care — not temporary fixes

Our priority is you — not your insurance company.

Using Your Dental Insurance

Yes — You Can Still Use Your Benefits

Yes, we accept all dental insurance plans that allow you to visit an out-of-network provider.

While we are not in-network with any insurance companies, many plans — especially Preferred Provider Organization (PPO) plans — offer valuable out-of-network benefits that can be used at our office.

What this means for you:

✔ Freedom to choose the dental office you trust
✔ Continued access to your insurance benefits
✔ Support from our team in filing and tracking claims
✔ Clear guidance on what your plan may cover

We help you maximize your benefits — without letting insurance dictate your care.

Flexible Options Designed Around You

Making Dental Care Affordable in Lady Lake & Central Florida

We understand that every patient’s financial situation is unique. That’s why we offer multiple ways to make your care accessible and stress-free.

In-House Membership Plan

No Insurance? No Problem.

Our membership plan is perfect for individuals and families looking for a simple, transparent alternative to traditional insurance.

Benefits include:

• Preventive care included (cleanings, exams, x-rays)
• Exclusive discounts on additional treatment
• No deductibles, no waiting periods
• No yearly maximums

Simple. Predictable. Designed for real life.

0% & Low Monthly Payment Options

We partner with trusted healthcare financing companies to give you flexibility and peace of mind:

• CareCredit – Ideal for larger treatment plans with promotional financing
• Cherry – Fast approval with easy-to-manage monthly payments
• Sunbit – High approval rates and flexible terms for all credit types

Get the care you need now — and pay over time in a way that works for you.

A Personalized Approach to Financial Care

Meet Krystal, Your Patient Advocate

At Heritage Dental, you’re never navigating this alone.

Krystal, our Patient Advocate, is here to:

• Answer your questions about treatment costs
• Help you understand your insurance benefits
• Walk you through financing and payment options
• Find solutions that fit your goals and your budget

No pressure. No confusion. Just real support from someone who cares.

What Makes Heritage Dental Different?

Patients across Lady Lake, The Villages, Leesburg, and Central Florida choose us because we provide:

✔ Honest, transparent financial conversations
✔ No surprise billing or hidden fees
✔ A judgment-free environment
✔ A team that truly listens

We believe financial discussions should feel just as comfortable as your care.

Your Smile & Overall Health Are Worth It

Dental care is an investment in your health, confidence, and quality of life.

At Heritage Dental, we are committed to helping you:

• Prioritize what matters most
• Plan care in a way that feels manageable
• Move forward without fear or hesitation

Because you deserve dentistry that supports your life — not complicates it.

Let’s Create a Plan That Works for You

Have questions about insurance, membership plans, or financing?

We’re here to help.

• Call our Lady Lake dental office today
• Schedule your visit online
• Speak with Krystal for personalized guidance